Errors and Omissions Insurance
in Missouri

  • Compare prices within minutes. There’s no commitment to purchase
  • You can purchase online online to receive your confirmation of coverage
  • Access only top-quality insurance companies (A-rated or better)

Get instant quotes

What is Errors & Omissions insurance?

Errors and Omissions (E&O), otherwise known as Professional Liability insurance, protects your business against claims of negligence, misrepresentation or mistake, as well as document or paperwork errors.

According to the U.S. Small Business Administration (SBA) Office of Advocacy As of the year 2022, there were 542,700 small businesses in Missouri. Even though they made up 99.4 percent of the business in the state, these figures continue to increase.

You could become a victim of mistakes, regardless of the industry you are in, the products that you sell, or the type of your business. Even if you’ve got good track records, one mistake can result in a lawsuit being filed against your company.

Therefore, in a highly aggressive business environment, and where clients are increasingly becoming more exigent in their demands, Errors and Omissions insurance is essential to many small business owners, helping them safeguard their future cash flow. Errors and Omissions insurance protects your company against claims arising caused by your negligent acts (errors) or the inability to provide services (omissions).

What does Error and Omissions insurance cover?

In Missouri, Errors and Omissions insurance can cover a wide range of costs, up to the limit specified in your insurance contract. This could help you avoid out-of-pocket expenses like:

  • Legal costs – Most lawyers have an hourly charge. Employing a good lawyer can be expensive, even if your dispute is resolved swiftly. The longer it requires to resolve, the more you’ll need to spend.
  • Court expenses – Filing papers with the court or underwriting fees and other administrative costs.
  • Settlements to help save both parties money from expensive lengthy litigation, generally claims are settled out of the court. You may have to pay the client a particular amount, depending on the recommendation of your legal counsel.
  • Judgments – If your case will go to trial and the judge finds in favor of the plaintiff you’ll be required to settle the amount, or risk the possibility of a lien being placed on your company assets.

Who needs Errors and Omissions insurance in MO?

Businesses and professionals whose work involves providing clients with expert advice, educated advice as well as solutions to problems or who serve the needs of others usually purchase Errors and Omission insurance.

Regardless of whether the claim is valid or not, Errors and Omissions insurance can safeguard your reputation as a professional and profits as well as business assets from the potential for costly results.

Many occupations consider buying Errors and Omissions insurance. These include:

Architects Notary Publics 
Consultants Personal Trainers
Engineers  Pilates Instructors 
Home Care Providers and Businesses Yoga Instructors 
Customer service icon

Speak with our licensed agents today

You can relax knowing you’ve secured the right insurance at a competitive price. BizInsure’s licensed and knowledgeable agents are here to help you find the right product.

How much does E&O insurance in Minnesota?

In Missouri, the average cost for E&O insurance is around $681 per year. However, it depends on the nature of your business. Like any insurance, more risk element you have the greater the premium you’ll be charged for it.

Factors that affect the cost of your Errors and Omissions coverage include:

  • Your business’ priorities are location, risk appetite and priorities
  • The size and turnover of your business
  • How much insurance do you require?
  • If you have any, please provide your previous claims experience
  • The persons being covered – their qualifications, qualifications, fit for the position, as well as any past claims

Get instant quotes

How do I obtain Errors and Omissions insurance for my Missouri business?

BizInsure makes it simple to compare E&O policies with the top U.S. insurance companies, and then find the most suitable protection for small businesses at a reasonable price.

As with any insurance, coverage will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this guide is general only and should not be relied upon as advice. The number of quotes provided varies between products, occupations and other underwriting factors determined by the insurers.
© Copyright 2023 BizInsure LLC, 2015 ALL RIGHTS RESERVED BizInsure LLC; CA DBA: Simple, Smart, BizInsure Insurance Agency LLC; NY DBA: BizInsure Services LLC; NH DBA: Simple, Smart, BizInsure Insurance Agency; PA DBA: BizInsure Services LLC. 2950 Buskirk Ave Suite 300, Walnut Creek CA 94597. License #0H81929
bizinsurance makes purchasing Business Insurance...SIMPLE!
Andrea W.
Great quality of Service ,faster and convenience way to pay at most. Thank you for your Service to my Healthcare Facility .
Quick and easy!!!!
Great service! Easy process and very informative representative. Andrea was great and very patience with our process. I would recommend using them!!
Terrance R.
Always and easy process. Thanks!
Gerald S.
Renewal was quick and easy online
Angelita K.
I had a great experience working with Andrea from BizInsure. She was extremely knowledgeable, helpful, and responsive throughout the entire process. She guided me through the different options available and helped me find the perfect home care professional liability insurance policy that suited my needs. Her professionalism and expertise made the entire experience smooth and hassle-free. I highly recommend working with Andrea and BizInsure for all your insurance needs.
Juliette S.
Easy to submit an application and to get quotes
Simone S.
I had the most pleasant prompt and professional experience of my life with Bizinsure. Everything was completed in record time, at an unbelievable cost…and my certificate of Insurance was promptly emailed to me. Most of all it was effective immediately. No hassle no back & forth, just great service highly recommend to all small businesses.
Marcia S.
advanced U.
Great service. Very professional and cordial. Thanks
Jeremiah U.
BizInure has been a great company for our insurance needs. I wish customers services was 24/7, that would make it a five stars
Novilette L. J.
Easy to navigate what you need. Always notify ahead of renewal!
Athena T.
This is the best company I have ever worked with. They are professional and get you exactly what you need. I highly recommend them!
Jim P.
this is really easy
Riaz R.
Andrea was very useful and professional. I will be recommending Biznsure to my friends that need business insurance. Keep up the good work. I wish the agency also offers auto insurance and whenever you do I will be one of the first to sign up as sign of my appreciation.Mike Okonkwo.
Mike O
Kalab was excellent. Great, great Agent. Every step was organized and well planned. I WILL recommend your firm to anyone. Thank you...
Easy to renew Policy
Plain S.
Great total experience. The agent was professional, knowledgeable,and a pleasure to work with. The fastest business insurance purchase I've ever experience. I highly recommend Bizinsure.
Tony W.
Communication was excellent and the process was easy.
Jessie R.
I have been using Bizinsure for several years and find the ease of renewing as well as generating additional insured certificates to be easy and useful, especially as a sole prop. thank you
Michelle C.
Kaleb tailored the right coverage to our business. Customer service was good and gave great understanding of coverage. Thank you from Goleda's Gentle Homecare LLC
Aneesah M.
Supreme A.
Easiest & fastest online quote and purchasing experience out there. Inside of 10 minutes I had a quote, payment draft, and policy in force... and at the most competitive GL rates I found.
Rusty H.
very quick and prompt service.
Sally Jo W.
caleb was great in helping me navigate thecorrect liabilty insurance for my company
Lindsay Erin P.
Friendly fast service I recommend you to all vendors
Terry R.
Kemi S.
Great Customer service and easy renewal process!!!! I would refer this company to anyone.
Chris H.
Great company easy to work with, Andrew was very helpful,you can call him any time he is ready to listen and help
Olu A.
Good customer service indeed
Google Rating
Based on 214 reviews