Does A Notary Public Need Insurance

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How to become a Notary Public?

... (some states do not allow this form of notarization at all). Wherever you choose to become a Notary Public, you should seriously consider taking out Notary Public liability insurance . *As with any insurance, cover will ...

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How to Start a Notary Public Business?

... . Stage 8: Get insured It is essential for a notary business to make sure that you have sufficient insurance in case anything goes wrong. General liability insurance will give you cover against claims from third parties ...

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Liability Insurance: Even Notary Publics Need It

... what you need to understand to properly protect yourself as a notary public. What is Liability Insurance? It's not uncommon for notary publics to be unfamiliar with liability insurance. As a professional in a business ...

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Insurance for Notary Public

... settlement Costs and expenses related to a judgment Why do Notary Publics need insurance? Notary Publics provide professional services that potentially expose them to liability claims. A Professional Liability insurance ...

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How Much Does Notary Public Insurance Cost?

... with thinking that notary bonds will protect them. These state-required bonds help, but they definitely don't provide the cover and protection like that of a Notary Public Liability insurance policy does (mostly because ...

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Errors and Omissions Insurance in Washington

... aide E&O Notaries - Find notary Errors and Omissions insurance for Washington small businesses. Consultants - Compare free quotes for consultants' E&O How much does Errors and Omissions insurance cost in Washington? E&O ...

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Errors & Omissions Insurance Baltimore, Maryland

... of mind that an E&O policy can provide. BizInsure has insurance options for many professional service providers, including: Notary Publics - Compare notary Errors and Omissions insurance for Maryland businesses. Real ...

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Errors and Omissions Insurance in Indiana

... 're a real estate agent, notary public, home health aide, or other professional service provider, Errors and Omissions insurance in Indiana might benefit your small business. What does E&O insurance cover in Indiana? E&O ...

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Errors and Omissions Insurance New Jersey

... New Jersey malpractice insurance or E&O for medical professionals. Notary Publics - Learn more about Errors and Omissions for notary publics. How can I get a certificate of insurance? A certificate of insurance is sent ...

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Errors and Omissions Insurance Rhode Island

... do any of the above Occupations that typically consider E&O insurance include: Real Estate Agent Notary Public Architect Engineer Consultants Accountant or Bookkeeper Home Health Aide Publisher If you're a professional ...

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Customer Reviews

... renew my business E&O insurance. 5 stars!!! Thomas (Real Estate Agent/ Broker) This is the best place to buy insurance. Really helpful for all. Jonni (Real Estate Agent/ Broker) Awesome!!!! Linda (Public Notary) Great ...

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Errors and Omissions Insurance Florida

... Notary Publics Consultants Real Estate Agents Engineers Publishers Home Care Providers and Businesses Accountant Are businesses required to have Errors and Omissions insurance in Florida? E&O or Professional Liability ...

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Errors and Omissions Insurance California

... is also called Professional Liability Insurance , is needed to help small business owners to protect their future finances. Errors and Omissions Insurance covers your business against claims as a result of your negligent ...

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Errors and Omissions (E&O) Insurance

... include: Finance & Legal - Lawyers, accountants, and even a notary public might need E&O insurance to protect them in their job duties. A Professional Liability policy can shield them against claims of negligence and ...

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Professional Liability Insurance California

... of litigation (whether justified or not). Professions that may need Professional Liability insurance are: Architects Notary Publics Consultants Personal Trainers Engineers Pilates Instructors Home Care Providers and ...

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Who we serve

... & Insurance Services Handyman Home Health Aide and Agency Janitorial, Cleaning, Lawn & Landscaping Landscaping Lawn Care Legal Services Medical, Health & Sciences Non-Profit, Social Services & Child Care Notary Public ...

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Professional Liability Insurance Texas

... How much does Professional Liability Insurance cost? The cost of Professional Liability insurance in Texas can vary widely. Each Professional Liability policy is different, as they are tailored to the unique needs of the ...

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Professional Liability Insurance Florida

... Notary Publics Consultants Personal Trainers Engineers Pilates Instructors Home Care Providers and Businesses Yoga Instructors How much does Professional Liability Insurance cost A professional Liability policy is a ...

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Errors and Omissions Insurance Texas

... need Errors and Omissions insurance: Architects Notary Publics Consultants Real Estate Agents Engineers Publishers Home Care Providers and Businesses Accountant How much does Errors and Omissions insurance cost The cost ...

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Insurance for Home Based Business

... to consider is General Liability insurance . General Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or  member of the public are injured or sustain ...

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Professional Liability Insurance Maryland

... Liability insurance include: Architects Notary Publics Consultants Personal Trainers Engineers Pilates Instructors Home Care Providers and Businesses Yoga Instructors How much does Professional Liability Insurance cost ...

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Professional Liability Insurance in Kentucky

... then file a lawsuit against you. A Professional Liability policy can help you cover the costs of defending your business. What does Professional Liability insurance cover in Kentucky? Professional Liability insurance in ...

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Rhode Island Professional Liability insurance

... . It will cover the cost of defense as well any damages or settlements that result from a lawsuit. Recommended reading: Professional Liability vs E&O insurance How to get Professional Liability insurance in Rhode Island ...

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Professional Liability Insurance in New York

... that provide professional services. New York professionals may need insurance for liability. The professions covered by this insurance include, but are not limited: Architects Notary Publics Consultants Personal ...

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Pennsylvania Professional Liability insurance

... business and personal savings as well. How much does Professional Liability insurance cost in Pennsylvania? The cost of Professional Liability insurance in PA is subject to a wide range of variations. Every policy is ...

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Ohio Professional Liability insurance

... event of a catastrophe, you could also need to draw from your personal savings to pay the legal costs. What is not covered? Many small-scale businesses benefit from Professional Liability insurance. However, it does not ...

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Wyoming Professional Liability insurance

... care about your reputation as a business and are ready to defend it, if required. How much does Professional Liability insurance cost in Wyoming? The cost of Professional Liability insurance can vary greatly. The average ...

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Wisconsin Professional Liability insurance

... from potentially massive costs of litigation (whether they are justifiable or not). The following professions might need Professional Liability insurance: Architects Notary Publics Consultants Personal Trainers ...

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West Virginia Professional Liability insurance

... and reputation from huge legal costs (whether they’re justified or not). Professions that may need Professional Liability insurance include: Architects Notary Publics Consultants Personal Trainers Engineers Pilates ...

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Vermont Professional Liability insurance

... about your reputation as a business and are prepared to defend it should it be needed. How much does Professional Liability insurance cost in Vermont? The price of Professional Liability insurance is heavily influenced ...

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Washington Professional Liability insurance

... the event of a disaster, you could also need to draw on your savings to cover legal costs. What is not covered by a policy? Many small businesses get Professional Liability insurance. However, it does not guarantee all ...

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Virginia Professional Liability insurance

... as a professional, its profitability and assets for your business from the expense of lawsuits (whether justified or not). The following professions may need Professional Liability insurance: Architects Notary Publics ...

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Utah Professional Liability insurance

... and medical costs that may result from workplace injuries and illnesses. They can also be liable for lost wages as a result of the injuries an employee sustains. Who may need Professional Liability insurance? In The ...

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Tennessee Professional Liability insurance

... to your clients and shows that you’re prepared to defend your reputation if need be. How much does Professional Liability insurance cost in Tennessee? In The Volunteer State, though the annual average price of ...

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South Dakota Professional Liability insurance

... do and do they have a previous history of claims? Your personal claims history. If you have made similar claims in the previous, the cost of your insurance policy could be greater. Is Professional Liability the same as E ...

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South Carolina Professional Liability insurance

... and reputation from enormous cost of litigation (whether they are justifiable or not). The following professions could need Professional Liability insurance: Architects Notary Publics Consultants Personal Trainers ...

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Oregon Professional Liability insurance

... the interests of others. Oregon professionals may need Professional Liability insurance. These professions include but are not limited to: Architects Notary Publics Consultants Personal Trainers Engineers Pilates ...

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Oklahoma Professional Liability insurance

... may pay for defense costs, as also damages or settlements resulting from a complaint. Continue reading: Professional Liability vs E&O insurance How to obtain Professional Liability insurance for Oklahoma businesses? It ...

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North Dakota Professional Liability insurance

... savings. How much does Professional Liability insurance cost in North Dakota? The price of Professional Liability insurance in North Dakota is subject to a wide range of variations. Each Professional Liability policy is ...

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New Jersey Professional Liability insurance

... of coverage that is legally required Is E&O same as Professional Liability insurance? Errors & Omissions insurance is the same as Professional Liability insurance. The insurance will protect your business from claims of ...

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New Mexico Professional Liability insurance

... specific needs. Professional Liability insurance can provide a safeguard for when your business may need it most. Is Professional Liability the same as E&O insurance? Yes, Professional Liability insurance and Errors ...

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New Hampshire Professional Liability insurance

... or those who represent the needs of others. Professions that require Professional Liability insurance in New Hampshire include but aren’t limited to: Architects Notary Publics Consultants Personal Trainers Engineers ...

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Nevada Professional Liability insurance

... result of your services, products or employees. What does Professional Liability insurance cover in Nevada? Even when a claim appears unfounded, legal fees and court costs can still amount to thousands of dollars. Small ...

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Nebaraska Professional Liability insurance

... the interests of others. Below is a example of some of the types of professions which may consider Professional Liability insurance: Architects Notary Publics Consultants Personal Trainers Engineers Pilates Instructors ...

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Montana Professional Liability insurance

... the needs of others. Some Montana professionals may need Professional Liability insurance and this is an example list of some of the type of professions who may require it: Architects Notary Publics Consultants ...

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Professional Liability Insurance Indiana

... coverage to meet the needs of specialists in your field. Professional Liability insurance could provide the protection you require. Is Professional Liability the same as Errors & Omissions coverage? Errors and Omissions ...

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Mississippi Professional Liability insurance

... business or personal savings if you do not have a Professional Liability policy. How much does Professional Liability insurance cost in Mississippi? The price of Professional Liability insurance in The Magnolia State is ...

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Professional Liability Insurance Minnesota

... The North Star State professionals might require Professional Liability insurance. The professions covered by this insurance include, but are not limited: Architects Notary Publics Consultants Personal Trainers Engineers ...

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Professional Liability Insurance Michigan

... likely need to pay any claims for liability out of your own pockets and this could be financially devastating for your personal and business savings too. How much does Professional Liability insurance cost in Michigan ...

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Professional Liability Insurance Maine

... and your business. How much does Professional Liability insurance cost in Maine? Maine has a wide range of insurance rates for Professional Liability. Each policy is designed to cover a specific kind of business. The ...

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Professional Liability Insurance in Kansas

... some form of financial damage as a result of your services, products or employees. What does Professional Liability insurance cover in Kansas? Even if a claim is baseless the legal costs and court fees alone can run ...

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Professional Liability Insurance Iowa

... Omissions or E&O insurance) is an essential policy that protects you and your company in case of a lawsuit due to alleged professional wrongdoing. What does Professional Liability insurance cover? Even if a case appears ...

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Professional Liability Insurance Illinois

... Errors & Omissions coverage? Errors and Omissions insurance is same as Professional Liability insurance . It can cover against claims arising from mistakes or misrepresentations. The insurance could pay for defense costs ...

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Professional Liability Insurance Idaho

... , or representing others’ needs. Idaho professionals might require Professional Liability insurance. These professions include but aren’t limited to: Architects Notary Publics Consultants Personal Trainers Engineers ...

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Professional Liability Insurance Delaware

... when you are covered by Professional Liability insurance in Delaware. What does Professional Liability insurance cover? Even when a claim appears unfounded the legal costs and court costs could amount to thousands of ...

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Professional Liability Insurance Georgia

... of others. Georgia professionals may need Professional Liability insurance. The professions covered by this insurance include, but are not limited: Architects Notary Publics Consultants Personal Trainers Engineers ...

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Professional Liability Insurance Colorado

... educated suggestions, or representing others’ needs. Colorado Professional Liability insurance is often considered by the following occupations: Architects Notary Publics Consultants Personal Trainers Engineers Pilates ...

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Professional Liability Insurance Connecticut

... begin work on the project you may need to provide proof of insurance. Even though you are not legally required to do so, it may be prudent to keep a Professional Liability insurance policy. You will most likely have to ...

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Professional Liability Insurance Arizona

... interests of others. Professions that may require Professional Liability insurance in Arizona include but aren’t limited to: Architects Notary Publics Consultants Personal Trainers Engineers Pilates Instructors Home Care ...

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Professional Liability Insurance Arkansas

... the interests of others. Arkansas professionals may need Professional Liability insurance. These professions include but aren’t limited to: Architects Notary Publics Consultants Personal Trainers Engineers Pilates ...

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Professional Liability Insurance Alabama

... interests of other people. Alabama businesses might need Professional Liability insurance for specific professions, such as: Architects Notary Publics Consultants Personal Trainers Engineers Pilates Instructors Home Care ...

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Professional Liability Insurance Alaska

... to: Architects Notary Publics Consultants Personal Trainers Engineers Pilates Instructors Home Care Providers and Businesses Yoga Instructors You can see the benefits of a Professional Liability insurance policy can be ...

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Errors and Omissions Insurance Pennsylvania

... quotes Is Errors & Omissions coverage included under a General Liability policy? A policy that covers General Liability events does not cover Professional Liability claims. General Liability covers bodily injuries ...

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Errors and Omissions Insurance Ohio

... is the possibility of a lien being placed against your business assets. Who needs Errors and Omissions insurance in Ohio? Errors & Omissions insurance is recommended for professionals and businesses whose work involves ...

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Errors and Omissions Insurance Wyoming

... for making mistakes. Even if you be a seasoned professional and have a great reputation, just one mistake to start a lawsuit against your business. Errors & Omissions insurance is crucial to many small-scale businesses ...

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Errors and Omissions Insurance Wisconsin

... only top-quality insurance companies (A-rated or better) Get instant quotes What is Errors and Omissions insurance? Errors & Omissions Insurance, commonly known as Professional Liability Insurance protects small business ...

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West Virginia Errors and Omissions Insurance

... there’s the possibility of a lien being placed against your business assets. Who needs Errors and Omissions insurance? Errors & Omissions insurance is generally recommended for professional and business owners whose work ...

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Virginia Errors and Omissions Insurance

... immediately Access only top-quality insurance companies (A-rated or better) Get instant quotes What is Errors and Omissions insurance? Also known as E&O or Professional Liability insurance , an Errors and Omissions ...

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Vermont Errors and Omissions Insurance

... a competitive price. BizInsure's licensed and knowledgeable agents are here to help you find the right product. How much does Errors & Omissions insurance cost in Vermont? In Vermont, the average cost for E&O insurance ...

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Errors and Omissions Insurance Utah

... at a competitive price. BizInsure's licensed and knowledgeable agents are here to help you find the right product. How much does Errors & Omissions insurance cost in Utah? In Utah, the average cost for E&O insurance is ...

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Errors and Omissions Insurance Tennessee

... the chance to make mistakes. Even if you be a seasoned professional, all it takes is one mistake to start a lawsuit against your business Errors & Omissions Coverage is vital for small-scale businesses to to safeguard ...

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Errors and Omissions Insurance South Dakota

... or not, Errors & Omissions insurance can protect you, your business, and your image from costly consequences. Many occupations consider E&O insurance, including: Architects Notary Publics Consultants Personal Trainers ...

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South Carolina Errors and Omissions Insurance

... at a competitive price. BizInsure's licensed and knowledgeable agents are here to help you find the right product. How much does Errors & Omissions insurance cost in South Carolina? In South Carolina, the cost of E&O ...

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Oregon Errors and Omissions Insurance

... Get access to top insurance companies (A-rated or better) Get instant quotes What is Errors and Omissions insurance? Errors and Omissions, otherwise known as E&O or Professional Liability insurance , protects your ...

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Oklahoma Errors and Omissions Insurance

... the possibility of a lien being secured against the assets of your business. Who needs E&O insurance in Oklahoma? Errors and Omissions insurance is recommended for businesses and professionals whose job involves offering ...

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Errors and Omissions Insurance North Dakota

... that you do not, there is the possibility of a lien being placed on your assets as a business. Who needs Errors and Omissions insurance? Errors & Omission insurance is recommended for professional and business owners ...

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Errors and Omissions Insurance North Carolina

... , or who are able to represent the needs of other people should purchase Errors and Omission insurance. No matter if the claim is true or not, Errors & Omissions insurance can safeguard you, the business, and your ...

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New York Errors & Omissions Insurance

... Errors & Omissions insurance can protect you, your business, and your reputation from the repercussions of a costly mistake. Many occupations may need Errors and Omissions insurance, including: Architects Notary Publics ...

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New Mexico Errors & Omissions Insurance

... If you don’t, there’s the possibility of a lien being secured against the assets of your business. Who needs Errors & Omissions insurance? Businesses and professionals whose work is to provide clients with expert advice ...

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New Hampshire Errors & Omissions Insurance

... professional however, it’s only one mistake to cause a lawsuit against your company. Errors & Omissions Insurance ... much does Errors and Omissions insurance cost in New Hampshire? The average cost for E&O insurance in New ...

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Errors and Omissions Insurance Montana

... or take the risk of having a lien placed upon your assets as a business. Who may need Errors and Omissions insurance in Montana? Errors & Omissions insurance is recommended for professional and business owners whose work ...

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Nevada Errors and Omissions Insurance

... solutions, as well as those who serve the needs of others generally purchase Errors and Omission insurance. No matter if the claim is true or not, Errors & Omissions insurance helps safeguard you, your business, and your ...

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Errors and Omissions Insurance Nebaraska

... a lien placed on the assets of your business. Who might need Errors & Omissions insurance? Professionals ... How much does Errors and Omissions insurance cost in Nebraska? In Nebraska, the average cost of E&O insurance is $ ...

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Errors and Omissions Insurance Missouri

... Access only top-quality insurance companies (A-rated or better) Get instant quotes What is Errors & Omissions insurance? Errors and Omissions (E&O) , otherwise known as Professional Liability insurance , protects your ...

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Errors and Omissions Insurance Mississippi

... . It doesn’t matter if the claim is valid or not, Errors & Omissions insurance will safeguard you, your company and your image from the negative consequences. A variety of professions may require Error or Omissions ...

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Errors and Omissions Insurance Minnesota

... recommended for business and professionals whose job includes providing advice, educating suggestions, or conceiving solutions. Regardless of whether a claim is valid or not, Errors & Omissions insurance will shield you ...

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Errors and Omissions Insurance Massachusetts

... amount, or take the risk of having a lien put on the assets of your business. Who may need Errors and Omissions insurance in MA? Errors & Omissions insurance is recommended for individuals and companies whose work ...

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Errors and Omissions Insurance Maine

... your reputation as a professional and your company’s profit assets from costly results. Professions which typically require E&O insurance include, but are not restricted to: Architects Notary Publics Consultants Personal ...

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What is Professional Liability Insurance?

Professional Liability insurance (also referred to as Errors and Omissions or E&O insurance) helps safeguard you against claims of mistake, misrepresentation, or negligence related to your work. Claims are typically made by a third party who allege that they suffered some form of financial damage as a result of the services or advice they received from you.

What does Professional Liability insurance for notary publics cover?

A Professional Liability policy can protect notary publics and other professional service providers from the financial impact of claims resulting from:

  • Errors, mistakes, or omissions in your work
  • Undelivered services
  • Missed deadlines
  • Professional negligence
  • Breaches of contract

 

Coverage is typically provided for:

  • Attorney fees
  • Other expenses relating to the claim, including court costs
  • Costs and expenses related to a settlement
  • Costs and expenses related to a judgment

Why do Notary Publics need insurance?

Notary Publics provide professional services that potentially expose them to liability claims. A Professional Liability insurance policy helps protect your business assets, profitability and professional reputation against claims or lawsuits resulting from the service or advice you have provided to a client.

Importantly, Professional Liability insurance also protects notary publics against false or meritless claims. Lawsuits are often expensive, even if a claim made against you is baseless. Attorney’s fees and other related expenses can easily total in the thousands of dollars. Your Professional Liability insurance policy will cover these costs, so you are not left paying them from your own pocket.

How much does Professional Liability insurance cost?

The cost of Professional Liability insurance for notary publics will vary from person to person or business to business, even those serving the same area. This is because insurance companies consider a wide variety of information about you and your business to help calculate your premium.

Some of the factors used to determine the cost of Professional Liability insurance include:

  • Where you do business – Where is your business located? What geographic areas do you do business in?
  • Annual revenue – Taking on larger contracts creates more risk, which will be reflected in your premium.
  • Claims history – A history of liability claims may mean that more are likely to occur, making you a greater risk to insure.
  • Risk management procedures – If you are taking steps to minimize the chance of future claims, your insurer may take this into account.
  • How much coverage you need – The more insurance coverage you need (or want), the more you can expect to pay.

Frequently Asked Questions (FAQs)

Is notary insurance mandatory?

Professional Liability insurance may be required for notary publics in some cities or states. Check your local or state government website to learn more about which insurance might be mandatory in your area.

Even if Professional Liability insurance is not mandatory for notary publics in your state, you might still want to consider getting a policy. Professional Liability provides important protections that can give you peace of mind as you perform your duties.

What's the difference between a notary bond and E&O insurance?

Notary bonds are meant to protect the public, whereas E&O insurance is designed to protect the notary.

A notary bond is a way to help guarantee that a notary public will perform their duties lawfully and ethically. In some states, notary publics must purchase a bond in order to work as a notary. The value of the required bond varies from state to state. Clients or customers can make a claim against the bond if they allege that the notary public’s work was not up to the standards of the profession.

An E&O insurance policy provides notary publics with important protection. It will cover the costs associated with lawsuits and other legal action, which a notary bond does not.

I have a Notary Bond. Doesn't that protect me?

A notary bond provides protection for clients and customers, not the notary public. While your clients and customers can be reimbursed from your notary bond (up to the limits of the bond’s value), it does not protect you from further legal action.

If you are sued by a client, your notary bond will not cover legal expenses, such as attorney’s fees, court costs, settlements, or judgements. These can easily total in the thousands of dollars (or more) and can be financially devastating for a small business. A Professional Liability policy will cover these costs, helping preserve your business accounts and ability to continue working.